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Retiree Benefits

Click here for the complete Retiree Benefits Guide.

Eligible retirees are not held to an Open Enrollment period for benefits and may make changes to their benefits selections at any time. To enroll in or make a change to your current retiree benefit elections, please complete and submit the BCPS Retiree Benefits Enrollment/Change Application to the Office of Retiree Benefits as indicated on the application.

Summary of Retiree Benefits

Medical Plans

BCPS requires that as soon as a retiree, spouse, or dependent of a retiree is eligible for Medicare that they accept Medicare as their primary health carrier.

You must obtain Part A (hospital) and Part B (medical) of Medicare.

Part B will require a monthly premium deduction from your Social Security check.

You do not need to enroll in a Part D Medicare Prescription plan.

An employee who retires under age 65, who is not on Medicare, may elect any of the health insurance plans available to active employees at the time they retire.

Dental and Vision Plans

Retirees may continue their dental and vision coverage. The retiree is responsible for the full cost of dental and vision coverage for him/herself or any eligible dependents at the COBRA equivalent rate.

Life Insurance

Retirees who immediately receive a pension check upon retirement, and were enrolled in life insurance while employed can continue some coverage into retirement.

Eligibility

Retiree Eligibility

For a retiree to be considered eligible for benefits, the retiree must have started collecting their BCPS sponsored pension IMMEDIATELY upon retirement from BCPS.

Retiree Dependent Eligibility

Eligible family members include your:

1. Legal Spouse

2. Domestic Partner

3. Dependent children, which include:

* Biological children

* Stepchildren

* Legally adopted children

* Children for whom you have legal guardianship, including grandchildren

* Children of your eligible Domestic Partner

* Children who are the subjects of a Qualified Medical Child Support Order (QMCSO) that creates the right of the children to receive health insurance benefits under an employee or retiree's coverage.